At The Closing Table, we believe every homebuyer deserves an opportunity. With over 30 years of mortgage experience, we specialize in finding financing solutions for first-time homebuyers, self-employed borrowers, and clients facing credit challenges. From FHA loans and down payment assistance to bank statement loans and alternative financing, we work to find the right loan for your unique situation.

FHA HOME LOANS — AS LITTLE AS 3.5% DOWN

Buying a home may be easier than you think! FHA loans offer flexible credit guidelines and down payments as low as 3.5% for qualified buyers. We also offer down payment assistance programs that may help eligible homebuyers reduce their upfront costs.

SELF-EMPLOYED? WE HAVE MORTGAGE OPTIONS FOR YOU!

Are you a business owner, entrepreneur, or independent contractor? Traditional tax returns don't always tell the full story of your income.

At The Closing Table, we offer bank statement loans, profit and loss (P&L) programs, and alternative income documentation options designed for qualified self-employed borrowers. You may have more financing options than you realize!

LOW CREDIT SCORE? DON'T GIVE UP ON HOMEOWNERSHIP!

Worried that your credit score may prevent you from buying a home? You may have more options than you think!

At The Closing Table, we help Houston-area homebuyers explore mortgage programs with flexible credit requirements, including FHA and alternative financing options.

Whether you've experienced past credit challenges, collections, or financial setbacks, we'll review your situation and help you understand your available options.

Your credit history doesn't have to define your future. Let's explore your path to homeownership!

All loans are subject to credit approval, program requirements, and lender guidelines.